N26 Standard – the free online bank account
100% mobile banking with a free virtual N26 Mastercard ready to use as soon as you’ve opened your account. Link it to Apple Pay or Google Pay to make in-store, online, and in-app payments. Plus, enjoy 3 free ATM withdrawals per month in the Eurozone. There’s no set-up or recurring monthly fees*, no minimum deposit amounts, and no income conditions.
Prefer to carry a physical Mastercard? Order a debit card for a one-off 10€ delivery fee, directly from your N26 app. You can also opt for one of the premium accounts, starting at 4.90€/month, compare accounts now.
⚠️ Important – if you open a N26 account in France, the first time you top-up, you must do a SEPA transfer in euros from another bank account in your name. Sounds tricky? It’s really not, keep reading!
For international students from a country not listed here
1. Wait for your arrival in France before opening your N26 account so that France becomes your country of residence. In the meantime, use Wise for money transfers and payments.
2. Use Wise for free to get your own Euro account details (IBAN) in seconds and then make the transfer from Wise to N26.
For French students who don’t have another bank account in their name
Use Wise for free to get your own Euro account details (IBAN) in seconds and then make the SEPA transfer from Wise to fund your N26 account.
*may charge 0.5% deposit fee on accounts with balances over 50,000€
N26 is building the world’s first digital bank, as mobile and flexible as you.
N26 offers a 100% digital banking experience that’s designed to be simple, fast and transparent. Banking in your pocket, wherever you are. Founded in 2013, they’ve grown to a team of over 1,500 people located in Berlin, Barcelona, Madrid, Milan, Paris, Vienna, New York and São Paulo. With a full European banking license, state-of-the-art technology and no branch network, this is banking redesigned for the 21st century.
N26 is revamping your banking experience. Need customer support? Get help in your language using the live chat.